Monday 11 June 2018

MONIZE - European e-banking platform that provides the first checking account for freelancers and small businesses

Service for frelancers, small business in gengaman. Today dalah needs fulfilled in gengaman. For the publication this time we will discuss neighboring application service provider platform in gengaman.




MONAIZE IS
Monaize is a European e-banking platform that provides first checking accounts for freelancers and small businesses. Using the latest technology, Monaize is the first platform to provide instant onboard KYB (Know Your Business) allowing users to create current business accounts in less than five minutes with a smartphone More than just a checking account, Monaize is a platform where various services third parties will be integrated including professional insurance, innovative payment solutions, dompetkriptocurrency, lending and factoring; empowering entrepreneurs to focus on their business.Monaize will expand its services to United States, Canada, South Africa, Australia and Malaysia in Indonesia for years to come.

ABOUT THE PLATFORM COMMODITY

The Komodo Platform is thriving in solving socio-economic problems through decentralizing technology and paving the way for a prosperous society. They offer white label services, a framework for decentralized applications, and a variety of plug and play solutions for both business and developers. Its platform features range from security and privacy to scalability. They've made a breakthrough with fiat-targeted assets and blockchain interoperability. Their strength lies in their ability to actively follow the latest trends and investigate other projects that are developing the blockchain industry. The team is currently researching micropayment channels based on the Bitcoin Lighting Network and is looking for ways to provide simple agnostic languages ​​such as Smart contracts.

COLLABORATIVE, ETHICAL, INNOVATIVE BANKING.

The Monaize spirit is driven by three core values: collaboration, ethics and innovation. We believe in empowering entrepreneurs to help them improve their business trajectory. A digital revolution is currently ongoing place. This has given rise to a great opportunity to change the way we do banking and financial services; providing for a more inclusive and efficient economy. At the forefront of this digital revolution is the blockchain, the ingenious technology behind emergency cryptoes such as Bitcoin, Ethereal and Komodo, which are set to change not only the way we transfer money between each other, but all aspects of our everyday life much like the internet in the 1990s. The market capitalization of all cryptocurrency has recently surpassed $ 150 billion,

 Some industry experts suggest that this figure could be as high as $ 5 trillion by 2022. Businesses that embrace this new form of money and technology will, in the future, have a great competitive advantage over their rivals letting them transact with anyone in this world at a lower cost Despite the enormous growth of crypto Interests, certain challenges need to be addressed before widespread adoption is possible. This is why Monaize has built an e-banking application that works in today's banking infrastructure while opening itself to blockchain communities and the sensitivity of users, small businesses, to exciting new technologies. We have made it our mission to develop innovative financial products that govern small businesses Successful entrepreneurship.

IN THE LAST 5 YEARS, 60% GLOBAL WORKFORCE WILL BE MADE UP INDEPENDENT WORKERS

In 2016, McKinsey & Company published a report stating that there are 162 million independent workers in the United States and Europe. 30% of the total people (49 million) use self-employment as their primary source of income, accounting for more than $ 1 trillion in total revenue. Freelance workers are the fastest growing economic component. In today's economy, more people create their own jobs than ever before. Technology, such as the number of platforms and loose applications such as Uber, also improves access to freelance shows. Among respondents, 73% said technology has made freelance work easier. 66% said the number of freelance Jobs they have found online increased since 2016.

FREELANCERS PROBLEMS AND SMALL BUSINESSES NOT PUBLISHED BY BANK
Digital markets such as freelancer.com, Toptal, Fivrr and Upwork have changed the course of which freelancer services are sourced around the world. Uber, Deliveroo and Amazon rely on selfemployed workers who are able to earn whenever they like, work for any company they like, by simply logging into related mobile apps. Large banks have traditionally not been given attention to freelancers & small businesses, because of the complexity of dealing with this widespread and diverse demographic Generally there is a lack of understanding of their needs, leading to high acquisition costs for this type of clientele. Moreover, freelancers and small businesses are often perceived as unprofitable clients (too few transactions, small annual volumes & low margins), and are therefore often equipped with normal B2C accounts with higher B2B rates. Some categories of freelancers (who work to share economic platforms) are often denied opening an account at a traditional bank.

BUSINESS ACTIVITIES OPENED IN SEVERAL MINUTES


No need to dress up with a fancy suit, not at a branch meeting, no presentation of a business plan to get out of touch with a bank manager. Our users are able to open a business account within 5 minutes from the comfort of their own home or while traveling. This has been possible thanks to the first real-time, fully automatic KYB (Know Your Business) on-boarding process. Users enter personal and company registration information and then take photos of their ID / passport and proof of address from within the app. This information is verified and users get instant access to their business accounts smoothly within the Monaize mobile app.

LOCAL LOCAL

Creating a business account in MOnaize is 5 minutes. by preparing a photo of yourself, then fill out a description of your business then upload your ID card photo. Stela that you wait verify me after verified mka you can use your account.

PERSONAL SERVICES

Providing services to your industry through reliable ag agribusiness.
Monaize's maid service solutions can be done via mPOS, email or SMS.
Loan or debt finance.

MONAIZE BUSINESS MASTERCARD

After the verification process, the user is immediately provided with the local IBAN. With Monaize, entrepreneurs are able to manage their money on the go: 
Transfer of money
Consultation of Account Balance
View Recent Deals
Monthly report
Canceled Card or Terminated Card
In-App Customer Service (AI Bot) 24/7

Monaize users are fast and fast and their Mono Business Mastercard shipped within 5 business days after the account opening. This is a very efficient process that allows entrepreneurs to quickly start making payments and cash withdrawals in the tens of millions of points of sale and ATMs worldwide featuring Mastercard logo.

BANK MEET BLOCKCHAIN

Blockchain technology is very disturbing to nature. As an e-banking platform we need to position ourselves carefully for the transformation it takes place in banking. Monaize has made a real innovation in the field of banking. We want to stay ahead of the curve and thus we plan a roadmap through which we will be able to offer our customers blockchain-based services. We aim to bridge these two worlds and become the first banking service to provide this to our client base. The Komodo Platform is our gateway to do this and we have decided to use their white label service make a mark of Monaize. Through the Komodo Platform we can also take advantage of all the latest blockchain innovations that we will need in the future.
In addition, Monaize wants to implement certain blockchain technology processes that are important to its business.
Paper currency pegs

Micropayments measured payment network through Bitcoin's Lightning Network (concept level) 
Language smart contracts (conceptual level) 
On-chain KV storage (database blockchain) 
Interoperability blockchain 
Peer to peer payments between clients Monaize 
Less Secure Evidence from Solvency for Business and Business Partners 
Know Business You (KYB) Smart 
Contract Placement and Signature 
and simple contract

GATEWAY to BLOCKCHAIN
The Komodo Platform is a Monaize gate for blockchain technology. Monaize Token will be compatible with Komodo Platform and so on the technology built on it.



KOMODO PLATFORM
Offers privacy, security, scalability and many other features such as KV Storage or independent asset chain capabilities. The platform also provides a gateway to a stable fiat fighting currency and will evolve into a smart modular contract platform.

ZCASH
Is the first open, permit-less crypto that can fully protect transaction privacy using zero-knowledge cryptography. Monaize token will inherit all of its features through Komodo.

AUTOMATIC LOYALTY DISTRIBUTION METHOD
The Auto Loyalty Distribution Gifting API has been developed to enable simple but efficient decentralized reward distribution through blockchain. These APIs crawl through blockchain and make a list with all their current public keys and holdings. Besides the reward distribution of loyalty. API takes the specified amount and distributes it accordingly (based on the percentage of tokens owned) to the public key holders. This function makes it easier for block-based and decentralized block-based organizations to manage rewards. The Monaize loyalty award system will be using this technology to reward token holders.

ADDITIONAL BUILT-IN CONSENSUS METHOD
Delayed Projection (dPoW) is a service provided by Komodo Platform that enhances the blocking security of Monaize. It acts as an additional layer of security over the existing consensus system. Through Pending Work Proof, Monaize will make a notary block to the Komodo blockchain, which in turn notarizes the block to Bitcoin blockchain. This scheme ensures that once the information is engraved. In Bitcoin blockchain, it will require Monaize and Blockchain Bitcoin compromised, thus effectively giving Monaize a Bitcoin safety level. The token sale will take place on Friday 10 November 2017 at 12 noon (GMT) and will last for 30 days

DISTRIBUTION TOKEN

70% of the generated tokens will be distributed during the token sale under the ticker symbol MNZ. Maximally 1% of generated MNZ tokens will be promised some initial supporters (Komodo team) as part of pre-token sales. Increased funds will be used for sales and marketing communications as well as logistics. 9% of MNZ tokens will be ruled out and distributed overtime as part of an incentive scheme for individuals and organizations that contribute to the Monaize project. This may include marketing, business development, educational content and the gift of bugs to name a few.

MNZ TOKEN PRICE AND RAISE CAPS
For 1 Bitcoin, the supporters will get 15,000 MNZ marks. The KMD will also be accepted as a form of payment, the correct swap rate will depend on the KMD / BTC exchange rate during the token sale. We have set the maximum increase amount to be equivalent to 10000 BTC.1 We have set the minimum amount of increase to be equivalent to 1000 BTC.1
Early token sales supporters will soon be given an incentive to buy their tokens early through a scheme. which allows them to get additional tokens. An exclusive early bird period will also be established during the first 6 hours of token sales to swap Komodo coins. The initial bird bonus will not only be subject to the period in which the MNZ token is exchanged, but also subject to availability for a certain period, on a first come first basis.



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Author:dhavid19
 Bitcointalk URL:https://bitcointalk.org/index.php?action=profile;u=1795848

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